The $700 Billion question

I was apparently oblivious to all of this up until 2 minutes ago. but here it goes.
700 billion. Just think of the immensity of that number. Then think of it as money. Crap, hey?
So, that much money put towards the hardships of the American people and their debts sounds pretty good. Until you look into it. Who is going to come up with all that money? Us, the people already in debt. The taxpayers. On top of that, I think it'd be a good idea not to effect the people who already know how to manage their money, the people who are on top of things. Why should they have to help bail out their neighbors and people all around the country? Some are just unfortunate and some just don't manage their money well. So, can America handle another potentially bad economic plan?